Auto Finance

Finding Cheap Policies Checklist

These are some general useful tips to lower your insurance cost for your car. They are a variety on several different things that you can do to reduce your costs. Everything does depend on location, car model, and ultimately: you. So here at Your Auto Assistant, we’ve written you a small checklist to help you out!


  • Bundle Policies – Bundling your life, home, or renting policies can reduce your car insurance. Just don’t assume you’ll save money; remembers companies will offer these discounts just to keep your business!


  • Get Enough Coverage – It’s always good to have enough coverage to cover you and to have a peace of mind. Reducing your insurance coverage just for a lower price may not be a good idea in the long run. Depends on your circumstances and what you need.


  • Driving a Low-Risk Car – With great power comes great responsibility! Similarly with a great car comes a greater insurance tag. Having a less shiny car could then get you cheaper auto insurance.


  • Area – Note your area and the quirks about it. This may include extreme weather, car theft rates, or animal collisions.


  • Financing – Drivers who get low deductibles already won’t see increases in insurance rates. Insurance rates will only increase for shoppers who typically have high deductibles or those who usually decline certain types of insurance coverage.


  • Driving Habits Tell your insurer about your habits for traveling. Using more public transportation, carpooling, or just simply driving less can help you reduce your insurance cost, especially if you get lots of speeding tickets. However if you have a clean slate; then you are fine.


  • Raising your deductible – What you pay out of pocket before insurance covers to fix your car may be more or less; again depending on your circumstances.

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  • Life Events – Say you’ve moved to a city and don’t get to drive often. However you can commute on train much quicker as well. Now by having lesser of a chance for accidents, your rates will also go down!


  • Pay Bills – Maintaining good credit typically will save you money as some insurance companies may look at your record. Paying all bills on time will prove that you are not only responsible financially, behind the wheel and also less likely to filing a claim because you hit something.

If you need additional information on saving on Auto Insurance check out our post! Hope everything is unchecked!

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by Anonymous on Your Auto Assistant

Thank you so much for this amazing read, already have utilized this info and managed to save on car policies.

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