Looking for a car is one big challenge; the other is finding the insurance to go with it. So where do you find car insurance that can actually fit in your price range? And how can you find a cheap rate to go with?
First things first, it’s time to take out your notepad and favorite pencil, pen, or other writing utensil; it’s time to do some research! Do you know what is the minimum insurance requirement for where you live? Some states vary in insurance rates all over the place. Its also important to know the types of insurance you are looking for, whether it is for comprehensive coverage or collision coverage. You could even use a usage-based plan. That way, your safe driving habits will lead you on discounts based on how much you drive rather a yearly premium. When you know what you are looking for let’s dig in!
The four major big brand insurance companies are always a good place to get an idea of your rate. These are Progressive, Allstate, Geico, and State Farm. Remember your rate is for you. Some people pay more or less but the reason is because they may have more collisions or possible safer drivers or so on. However always know that you are not limited to one company. So it may be worth looking into investing in smaller insurance companies near you. Who knows, they may even offer better quality services at a lower rate; just for you! Use the internet or look around in your area to find local insurance companies! Whatever it is, just don’t limit yourself.
Check out our other post Auto Insurance Discounts for more information about saving once you’ve decided on an insurance.